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The trade credit insurance sector is experiencing one of its busiest periods in years, with July 2025 figures showing a clear surge in claims activity across key industries. According to NCI’s latest Claims Snapshot, $7.5 million in claims were paid in July alone — a 53% increase from June.
For Australian businesses, these numbers send a strong message: cashflow protection is no longer optional, it’s essential.
Key Highlights from July’s Claims Data
- $7.5M paid in claims — ensuring businesses stayed protected from bad debt.
- 149 claims settled — a 15% rise from the previous month.
- 122 new claims lodged — the fourth straight month above triple digits.
- Strongest activity in Building & Construction, Food/Provisions, and Fuel sectors.
The snapshot also showed significant settlement values by state, with Victoria ($2.6M), New South Wales ($2.1M), and Queensland ($1.4M) leading the way.
What This Means for Businesses
These trends highlight two important realities:
- Rising financial pressure across industries
From building and hardware to food supply chains, businesses are facing increased risks of debtor default. High settlement numbers signal that many companies are feeling the strain of late payments and insolvencies. - The value of trade credit insurance
Without protection, a single unpaid invoice can derail cashflow. Trade credit insurance ensures businesses don’t just survive disruptions — they continue to grow with confidence.
How Connect Business Insurance Supports You
At Connect Business Insurance, we understand that behind every claim figure is a business owner working to keep operations steady, protect staff, and maintain customer trust.
Our role is simple: to help you tailor the right trade credit insurance solution for your business, ensuring you’re covered when your customers can’t pay.
We don’t just monitor the numbers — we translate them into real-world strategies that protect your profits. Whether you’re in construction, food distribution, or manufacturing, we help safeguard your cashflow so you can focus on growth.
Final Word
July’s surge in claims shows just how critical it is for businesses to be proactive, not reactive. $7.5 million in claims paid means thousands of businesses kept moving when they otherwise may have stalled.
� Talk to Connect Business Insurance today about tailoring a trade credit solution to secure your cashflow and future growth.
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